On “the morning after,” Neal wakes up with $2.80. He has promised to take his fiancée to the flower show. She wants to lunch downtown and on the way must have flowers, so Neal enters the restaurant with $2.30. He isn’t hungry, not a bit, but Betty’s appetite is good. Two girl friends of Betty’s come in and, of course, they must join her and Neal. He phones some friends but has no luck. Two boy friends of Neal’s drop in and join the party. “Sent me from Heaven,” says Neal, as he orders wine. But the boys were unlucky, too, in the game the night before, and have about $1.79 between them. One of them, Eddie, takes what Neal has and goes home in a taxi for more. His driver speeds and they are arrested. At the café, matters are serious. The girls are ready to go, but not so the boys. The proprietor gets suspicious. George goes for aid but meets with a mishap and is arrested. The waiter gets insistent and Neal is at his wit’s end. The two girls leave, thanking Neal “for the lovely luncheon.” The chief of the police station is an old friend of George and releases him and Eddie, even lending them money. Poor Neal has not been able to conceal the true state of affairs and Betty says, “Why, Neal, how foolish,” as she produces a roll of bills and settles the account. They start for the show and Eddie and George rush in to find them gone, so the boys order another bottle and resolve to run no more big bluffs on “small change.”