Denise Lewis and Dominic Littlewood have more simple tips and practical ideas to help you manage your spending. A woman with a knack of winning big prizes shares her secrets - and, we ask why so many of us still don't like talking about money even though we end up losing out as a result.Our experts help another family transform their finances. Could it be that you too are overpaying on household expenses you might think are a sensible precaution - but are in fact just money down the drain?Plus, we tackle your comments and questions live in the studio.