Little Tom, who has inherited a terror for the sea, faints when his father tries to take him into the surf. Fifteen years later Tom finds that time has not overcome his terror. Meeting Jane Mayfield, they become acquainted and afterward betrothed. A few days later, Tom, much against his will, allows Jane to persuade him to join her merry party to the sea shore. While in bathing, Jane is carried out to sea by the undertow. At her cry for help Tom rushes to the water’s edge, but his old terror renders him helpless. A number of bathers quickly go to the rescue of Jane. When brought ashore and revived she calls Tom a coward and orders him from her presence. A few days later Tom calls at her home to offer an explanation, but not finding her there, he asks permission to write her a note. While writing the telephone rings. He learns that Jane is at the other end of the telephone at her father’s office, locked in and that the building is on fire. Mounting his motorcycle he rushes to the building, breaks in the door, and at the risk of his life carries her through the flames and to safety. The next day, calling at Jane’s home, explanations take place and the past is forgotten.