The day following the disappearance of Betty Hamilton’s jewel. Ralph Hamilton determined to go to Margaret and demand that she return the stolen goods. If she would leave the neighborhood, he would promise not to pursue her further. Otherwise, he had no choice but to give her over to the authorities, for nobody wanted a female Raffles in the Westchester colony. But when he reached the house he found that Margaret and Aunt Abbie had gone to town on a shopping expedition, so he composed himself for a few hours’ wait. Meanwhile. Aunt Abbie and her niece were feasting their eyes on Simcox creations, and purchasing several of the very latest gowns of that internationally famous Fifth Avenue modiste. Also, they went up in the Flatiron Building, so that Auntie could look out over Madison Square, beautiful in the Indian summer sunshine, and enjoy her first panoramic vision of New York. When they reached home, a little after noon, Ralph was still sitting on the porch. Aunt Abbie tactfully withdrew, and Ralph, irritated with long waiting, instantly demanded his sister’s gem. He hinted at a dark alternative if Our Mutual Girl did not return it to him on the spot. But she was destined not to know exactly what he had meant to do to her in that case, for just then, her visitor saw skulking in the bushes below the porch, a suspicious-looking man. The next instant Ralph had the fellow by the shoulder, and Margaret recognized Baby Lily’s father. Then, from the lips of the real thief, the whole story came out. The man had gone from bad to worse, and seemed somehow relieved to make a clean breast of it. Gradually, the remarkable tangle in which Margaret’s foundling, Margaret herself, Ralph’s own cousin, his sister, and this former chauffeur of his aunt’s, whom he now remembered perfectly, all became clear to him. Betty Hamilton was called on the phone and asked to come over at once. Then the four constituted themselves a board of strategy. They decided that if he would promise to go away and keep away, Baby Lily’s father would be set free. Then Margaret and Betty arranged that Lily should become her aunt’s ward. As for Ralph, he couldn’t have been better pleased with the way the whole miserable affair of the suspected “female Raffles” had turned out. But Our Mutual Girl, while she confessed to herself a liking for this very troublesome young man, was determined in secret that he should not soon forget the part he had recently played.