Music Professor Lieberschmit recommends that would-be singer Bobbie Jo go to New York City for three months to take singing lessons. Kate and Sam figure out how much money Bobbie Jo will need in New York. Kate barely manages to borrow $300 for Bobbie Jo's trip from Mr. Guerney at the bank by using her engagement ring as collateral. Billie Jo announces that her secretarial school is giving her a chance for a secretarial job at a Hollywood studio. Along with the job there is also the possibility of a screen test. Billie Jo just needs money to get there. Kate is able to get an extra $100 from Mr. Gurney. Then Betty Jo announces that she has received a Phys-Ed scholarship at a school in New Hampshire. Kate figures that only one girl can go and now has to decide which one. Kate goes back and forth in her mind over which one it will be. But before Kate can pick one, the girls decide Billie Jo should be the one. Billie Jo says she has fallen for a boy named Neil Greely and that Bobbie Jo should go. Bobbie Jo says it will cost too much in New York and that Betty Jo should go. Betty Jo says she found out it's an all girl school and doesn't want to go.